Arogya Raksha Yojana

 


SURGICAL COVER

  1. Over 850 surgeries covered – this is a cashless facility
  2. Treatment to be done  ONLY at the listed Network Hospitals (Annexure 1)
  3. Treatment only in GENERAL WARD


SURGICAL COVER – DETAILS OF COVER

The surgical cover includes the following:

  1. Admission Charges
  2. Anesthesia Charges
  3. Surgeon’s Fee
  4. Nursing Charges
  5. OT charges
  6. Bed charges
  7. Medicines & Consumables during surgery.


COMMON SURGERIES THAT ARE COVERED

  1. Appendectomy
  2. Hysterectomy
  3. Normal delivery
  4. LSCS (Caesarian Section )
  5. Hernia
  6. ENT surgeries
  7. Coronary Angiogram
  8. Bypass surgeries
  9. Closed Heart Surgeries
  10.  other cardiac procedures
  11.  Removal of Tumors (minor)
  12.  Gastrectomy
  13.  Cholesystectomy
  14.  Arthrotomy
  15.  Fracture of long Bones
  16.  Uretroscopic stone removal
  17.  Nephrolithotomy
  18.  TURP
  19.  Fissurectomy
  20.  Thyroidectomy
  21.  Tonsillectomy
  22.  Mastoidectomy
  23.  Tympanoplasty Commando Surgery
  24.  Varicose veins
  25.  Cataracts

These are the most common surgeries. ARY covers more than 1600 surgical procedures.


MEDICAL COVER

  1. Medical Hospitalization refers to hospitalization of a patient that DOES NOT LEAD TO SURGERY
  2. Maximum of 3 days PER ADMISSION & PER CARD amounting to a maximum of Rs. 650.
  3. Hospitalization MUST be for a minimum of 24 hours.
  4. Treatment and investigations to be done ONLY in Network Hospitals.
  5. Treatment ONLY in the General Ward.


MEDICAL COVER – DETAILS

  1. Room charges
  2. Professional Fees
  3. Nursing Care

MEDICAL COVER – COMMON ILLNESSES

  1. Viral Fever
  2. Diarrhea and Dysentery
  3. Dehydration
  4. Typhoid


ADDITIONAL BENEFITS


ARY members can access good primary healthcare treatment at the ARY clinics:
  1. Free medical consultation
  2. Subsidized generic medicines
  3. Subsidized diagnostic investigations
  4. Nine clinics – Huskur & Hennagara in Anekal Taluk; Austin Town, K.R. Puram & Kalkunte in Bangalore City; Mandya, Chikkballapur & Bagalkot